Self Help Letter Templates

If you do not want to use our online debt help checker here, or do not want to book a call with one of our expert partner advisers about what help you could qualify for - we have some letter templates (below) you may find useful.



"78,000 people entered a Government approved debt help scheme in 2019, which can write-off unmanageable debt".

They went out of their way just to help me before my sons birthday. They made it possible for me to see the world is not so bad.

- Julie (37)

Negotiate with your creditors:

  Ask for your account to be put on hold

  Offer reduced payments

  Reconsider my reduced payment offer

  Offer a token payment or no payment

  Reconsider my token payment offer

  Ask for reduced payment to be extended

Dealing with


  Complaint letter

  Tell a Bailiff company your are vulnerable

Get debt help today



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​Figures based on an actual customer who was recommended an IVA. Alternative solutions may be offered. Fees payable if continuing services are provided.

​Repaying debt over a longer time may increase the total amount to be repaid. Credit rating may be affected. Lenders are not obliged to accept less than the contractual payments, freeze interest and charges or stop further enforcement action.

As part of our service one of our partners will review your financial situation, explain the available options and recommend a debt solution which is suitable for you. The risks of all suitable solutions will be explained clearly and if you decide to go ahead with a debt solution our partners & ourselves may be paid for introducing you.



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Clear Debt Solve is operated by Intelum Ltd.

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ICO No: 

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Customers can get free debt counselling, debt adjusting and providing of credit information services from the Money Advice Service – an organisation set up by the Government to offer free and impartial advice to those in debt. For more information from the Money Advice Service click

You can find Government guidance on dealing with your creditors here.


ClearDebtSolve is an independent website and has no association with the Government. You are welcome to act upon any advice received and you are under no-obligation to accept the recommendations you may receive.