Its right to have questions

Lets answer them for you. We have collected some Frequently Asked Questions below:

What kind of debts can you help with?

The types of Debts that can be considered are:

  • Council Tax arrears
  • Loans and Payday Loans
  • Credit cards
  • Utility Bills
  • Catalogue Debts
Almost any unsecured debt!

What will my new lower repayment be?

Your monthly payments should be reduced to one, lower manageable amount that you can reasonably afford.
You will be guided by a professional who will help you become free of debt.

How long does the process take?

We can get to work on stopping any unreasonable creditors or bailiffs as soon as you instruct us to act. Once we have the right information from you, we can start the the debt relief process the same day!

Why do I have to speak to you?

For us to help explore the option to write-off unaffordable debt, it is a mandatory that we have a informal friendly chat on the phone. What we do is life changing, and we will need to make sure you are given the right information for your personal circumstance.
The conversations you have with us are never shared without your consent. The only way someone would know, is if you choose to tell them.

If you have more in-depth questions, you can either try our online debt help centre, or book a call-back with one of our amazing advisers here.



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​Figures based on an actual customer who was recommended an IVA. Alternative solutions may be offered. Fees payable if continuing services are provided.

​Repaying debt over a longer time may increase the total amount to be repaid. Credit rating may be affected. Lenders are not obliged to accept less than the contractual payments, freeze interest and charges or stop further enforcement action.

As part of our service one of our partners will review your financial situation, explain the available options and recommend a debt solution which is suitable for you. The risks of all suitable solutions will be explained clearly and if you decide to go ahead with a debt solution our partners & ourselves may be paid for introducing you.



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Clear Debt Solve is operated by Intelum Ltd.

Dunham House, Cross Street, Sale, Manchester, M33 7HH

Companies House No:

 - 09412413

ICO No: 

 - ZA102258


 - 773482


Customers can get free debt counselling, debt adjusting and providing of credit information services from the Money Advice Service – an organisation set up by the Government to offer free and impartial advice to those in debt. For more information from the Money Advice Service click

You can find Government guidance on dealing with your creditors here.


ClearDebtSolve is an independent website and has no association with the Government. You are welcome to act upon any advice received and you are under no-obligation to accept the recommendations you may receive.